Considering Moving to Amsterdam

roker · Post by **roker** » Fri 5th Nov 2010 04:07 pm

Marco wrote:
In terms of health insurance, its not free here and you must have it.

Wrong...you can use what used to be the E111...it's changed now to a different name but you're covered anyway...Pick one up from any main Post Office...

edit: if you start a job, your employer pays for anything that may happen at work, for the rest the old E111

Marco · Post by **Marco** » Fri 5th Nov 2010 04:17 pm

roker wrote:
Marco wrote:
In terms of health insurance, its not free here and you must have it.
Wrong...you can use what used to be the E111...it's changed now to a different name but you're covered anyway...Pick one up from any main Post Office...

edit: if you start a job, your employer pays for anything that may happen at work, for the rest the old E111

So you are saying that permanent residents here from an EU country can permanently use the EICH card and are not required to purchase the insurance everyone else has to here?

roker · Post by **roker** » Fri 5th Nov 2010 04:18 pm

Yes, unless he takes Dutch citizenship...

Marco · Post by **Marco** » Fri 5th Nov 2010 04:25 pm

roker wrote:Yes, unless he takes Dutch citizenship...

That can't be or I would not need health insurance.

It seems to cover state hospitals only as well. To go to the doctor or anything else requires insurance, I think.

roker · Post by **roker** » Fri 5th Nov 2010 04:28 pm

Marco wrote:
roker wrote:Yes, unless he takes Dutch citizenship...
That can't be or I would not need health insurance.

It seems to cover state hospitals only as well. To go to the doctor or anything else requires insurance, I think.

If you have to visit the doctor, you'll pay €25-30 for the initial appointment, and pay for any prescribed drugs...then you get it refunded...

wietroker · Post by **wietroker** » Fri 5th Nov 2010 04:50 pm

You cannot use the EHIC card here if you live here.

If you live here, you are no longer eligible for UK healthcare. This is why people who go to Spain, get diagnosed with something and try to come back to the UK to get treated - well, some may get lucky, the the rest are told "no". A few get the treatment and then are backcharged thousands of pounds by the health authority.

Another example, I could not go back to the UK and get free prescriptions.

So while you can try pretending to be a tourist and always using the EHIC card, I don't recommend it. Imagine you are diagnosed with something serious that requires a lot of treatment - as a "tourist", they won't be expecting you to have your treatment in NL but to go back home. See what happens if you try to insist of getting treated in NL.

No doubt, they will ask for your Dutch insurance.

Remember, EHIC is for residents, nothing to do with citizenship. If you move to NL from UK, you are no longer UK resident and shouldn't pretend you are either.

roker · Post by **roker** » Fri 5th Nov 2010 04:54 pm

Well, if you want to pay €90 and more per month that's your business...whilst you are a UK citizen you are covered by the NHS!!!!!!! wherever you happen to be...

wietroker · Post by **wietroker** » Fri 5th Nov 2010 05:57 pm

roker wrote:Well, if you want to pay €90 and more per month that's your business...whilst you are a UK citizen you are covered by the NHS!!!!!!! wherever you happen to be...

This is simply not true. Being a UK citizen does not cover you for health by the UK government for life. If you move abroad, the NHs will not cover you.

http://www.nhs.uk/chq/Pages/1963.aspx?C ... goryID=159

Living abroad

If you move away from the UK permanently, you will no longer be entitled to medical treatment under normal NHS rules. You will also no longer be entitled to use your UK-issued EHIC (European Health Insurance Card) to get healthcare abroad.

However, if you receive a UK state pension or long-term incapacity benefit, you may be entitled to state healthcare paid for by the UK.

roker · Post by **roker** » Fri 5th Nov 2010 06:11 pm

I'd like to know what's meant by 'permanently'..

wietroker · Post by **wietroker** » Fri 5th Nov 2010 06:19 pm

roker wrote:I'd like to know what's meant by 'permanently'..

Yeah ultimately it comes down to the health authority.

If you stop paying taxes to UK and start paying to NL then I imagine this would count.

Even if you go somewhere to live for 2 years, the individual might not view it as permanent but it is essentially a permanent move.

People can always try and chance the system and a few will win but I personally don't take risks with my health.

Some people live here and never even get registered for years (!). I had no choice because I have ongoing medical treatment. The insurance here is a bitch but my limited experience at the point of treatment is far better than the NHS.

Biggest problem in the NHS is the culture. No matter how much money you throw at it, it has that public sector mentality where people are lazy and the customer is always wrong.

Marco · Post by **Marco** » Fri 5th Nov 2010 06:27 pm

The guy is moving here to get married to a Dutchie. He needs to get insurance here.

Glas · Post by **Glas** » Sat 6th Nov 2010 02:48 am

McCrick from CelticMinded? Beer Me here mate

Can't help you unfortunately, but nice to see you

happydaze777 · Post by **happydaze777** » Sun 7th Nov 2010 06:32 pm

My dutch health insurance was backdated to the date I entered the country (I am a ex-uk resident) and I had to pay all the back dated premiums. Once I had my dutch social security number and my stamp in my passport to say I was a now a dutch resident, I was informed I was legally obliged to have dutch health insurance.

roker · Post by **roker** » Sun 7th Nov 2010 06:38 pm

If people can't see that it's a bit of a 'grey area', where considerable savings could be made, it's their lookout...

wietroker · Post by **wietroker** » Sun 7th Nov 2010 06:40 pm

happydaze777 wrote:My dutch health insurance was backdated to the date I entered the country (I am a ex-uk resident) and I had to pay all the back dated premiums. Once I had my dutch social security number and my stamp in my passport to say I was a now a dutch resident, I was informed I was legally obliged to have dutch health insurance.

Yeah I know a girl who had to pay 2 years worth of premiums!

btw what was the stamp for? Is this from the IND? That's a funny one - no legal obligation for EU passport holders but "recommended". Haven't got mine yet and am in no rush to. Does it help you with anything?